Money & personal finance
Banking, payments, budgets and financial basics.
Editorial: Javier Garcia Floriano · Contact
Founder of Chinese Trainer. These lists come from the app's HSK inventory (hanzi, pinyin, band), not from an official exam PDF.
Banking, payments, budgets and financial basics. This page lists 92 words from Chinese Trainer's inventory, with hanzi, pinyin and English, in the HSK 2–4 band. It is not a scan of an official paper; the same rows feed SRS in the app. Start with HSK 1–2 rows when the topic includes them, and add the rest once you can say three sentences out loud.
Word list
92 words in this topic (cleaned list) · HSK 2–4
HSK 1 — use these today
| HSK | Hanzi | Pinyin | English |
|---|---|---|---|
| 1 | 钱 | qián | money |
| 1 | 记住 | jìzhù | to remember |
2 words · Practice them in the app
HSK 2
| HSK | Hanzi | Pinyin | English |
|---|---|---|---|
| 2 | 卡 | kǎ / qiǎ | card |
| 2 | 银 | yín | Money |
| 2 | 信用卡 | xìnyòngkǎ | credit card |
| 2 | 银行 | yínháng | bank |
| 2 | 银行卡 | yínhángkǎ | bank card |
5 words · Practice them in the app
HSK 3
| HSK | Hanzi | Pinyin | English |
|---|---|---|---|
| 3 | 牌 | pái | card |
| 3 | 金 | jīn | gold |
| 3 | 交费 | jiāofèi | to pay a fee |
| 3 | 工资 | gōngzī | wages |
| 3 | 支付 | zhīfù | to pay |
| 3 | 收费 | shōufèi | to charge a fee |
| 3 | 现金 | xiànjīn | cash |
| 3 | 费用 | fèiyong | cost |
8 words · Practice them in the app
HSK 4
| HSK | Hanzi | Pinyin | English |
|---|---|---|---|
| 4 | 案 | àn | file |
| 4 | 泉 | quán | spring |
| 4 | 贝 | bèi | sea shell |
| 4 | 个体 | gètǐ | an individual |
| 4 | 利息 | lìxī | interest |
| 4 | 反而 | fǎn'ér | on the contrary |
| 4 | 名片 | míngpiàn | card |
| 4 | 奖金 | jiǎngjīn | premium |
| 4 | 待遇 | dàiyù | treatment |
| 4 | 微信 | wēixìn | |
| 4 | 汇报 | huìbào | to report |
| 4 | 汇率 | huìlǜ | exchange rate |
| 4 | 红包 | hóngbāo | money wrapped in red as a gift |
| 4 | 负担 | fùdān | to bear (an expense |
14 words · Practice them in the app
HSK 5
| HSK | Hanzi | Pinyin | English |
|---|---|---|---|
| 5 | 赔 | péi | to compensate |
| 5 | 存款 | cúnkuǎn | bank savings |
| 5 | 挣钱 | zhèngqián | to make money |
| 5 | 支出 | zhīchū | to spend |
| 5 | 经费 | jīngfèi | funds |
| 5 | 贷款 | dàikuǎn | a loan |
| 5 | 贺卡 | hèkǎ | greeting card |
7 words · Practice them in the app
HSK 6
| HSK | Hanzi | Pinyin | English |
|---|---|---|---|
| 6 | 债 | zhài | debt |
| 6 | 悟 | wù | to apprehend |
| 6 | 取款 | qǔkuǎn | to withdraw money from a bank |
| 6 | 省钱 | shěngqián | to save money |
| 6 | 自学 | zìxué | to study on one's own |
| 6 | 账户 | zhànghù | account |
| 6 | 赚钱 | zhuànqián | to earn money |
| 6 | 金额 | jīn'é | sum of money |
8 words · Practice them in the app
HSK 7+
| HSK | Hanzi | Pinyin | English |
|---|---|---|---|
| 7 | 垫 | diàn | cushion |
| 7 | 帖 | tiē | card |
| 7 | 柬 | jiǎn | card |
| 7 | 滩 | tān | rapids |
| 7 | 钞 | chāo | bank note |
| 7 | 一卡通 | yīkǎtōng | all-in-one card |
| 7 | 一成不变 | yīchéng-bùbiàn | immutable |
| 7 | 不知 | bùzhī | not to know |
| 7 | 交纳 | jiāonà | to pay |
| 7 | 付款 | fùkuǎn | to pay a sum of money |
| 7 | 信贷 | xìndài | credit |
| 7 | 倒计时 | dàojìshí | to count down |
| 7 | 公款 | gōngkuǎn | public money |
| 7 | 出资 | chūzī | to fund |
| 7 | 卡片 | kǎpiàn | card |
| 7 | 反倒 | fǎndào | but on the contrary |
| 7 | 心血 | xīnxuè | heart's blood |
| 7 | 念念不忘 | niànniàn-bùwàng | to keep in mind constantly |
| 7 | 恍然大悟 | huǎngrán-dàwù | to suddenly realize |
| 7 | 报销 | bàoxiāo | to submit an expense account |
| 7 | 换取 | huànqǔ | to obtain in exchange |
| 7 | 据此 | jùcǐ | accordingly |
| 7 | 掏钱 | tāo qián | to pay |
| 7 | 救济 | jiùjì | to help the needy with cash or goods |
| 7 | 数额 | shù'é | amount |
| 7 | 日新月异 | rìxīn-yuèyì | daily renewal |
| 7 | 更衣室 | gēngyīshì | change room |
| 7 | 款项 | kuǎnxiàng | funds |
| 7 | 爆冷门 | bào lěngmén | an upset |
| 7 | 磁卡 | cíkǎ | magnetic card |
| 7 | 私房钱 | sīfángqián | secret purse |
| 7 | 纳税 | nàshuì | to pay taxes |
| 7 | 缴纳 | jiǎonà | to pay |
| 7 | 缴费 | jiǎofèi | to pay a fee |
| 7 | 耳目一新 | ěrmù-yīxīn | a pleasant change |
| 7 | 见钱眼开 | jiànqián-yǎnkāi | greedy at the sight of money |
| 7 | 请帖 | qǐngtiě | invitation card |
| 7 | 请柬 | qǐngjiǎn | invitation card |
| 7 | 账号 | zhànghào | account number |
| 7 | 转折 | zhuǎnzhé | shift in the trend of events |
| 7 | 酌情 | zhuóqíng | to use discretion |
| 7 | 钱财 | qiáncái | wealth |
| 7 | 阔绰 | kuòchuò | extravagant |
| 7 | 零花钱 | línghuāqián | pocket money |
| 7 | 零钱 | língqián | change |
| 7 | 面目全非 | miànmù-quánfēi | nothing remains the same |
| 7 | 预算 | yùsuàn | budget |
| 7 | 领略 | lǐnglüè | to have a taste of |
48 words · Practice them in the app